Senior Internal Auditor — Credit Risk

The brief

Senior auditor on the credit-risk audit team. Reports to the Audit Manager (Credit). Audits commercial-banking credit decisions, IFRS-9 staging models, and the credit-monitoring framework.

Scope of the role

• · Plans and executes 4 to 6 audit engagements per year on the credit-risk side.
• · Reviews credit decisions, IFRS-9 staging, ECL models, and the watch-list / NPL classification framework.
• · Mentors two audit associates without managing them.

Must-haves

• · CA Pakistan or ACCA, fully qualified.
• · Four years post-qualification, two of those in a bank internal audit function (Big Four audit time counts toward the 4 years).
• · IFRS-9 ECL exposure.
• · Comfort writing audit findings memos to senior management.

Nice-to-haves

• · Direct exposure to SBP inspections.
• · Big Four banking-audit background.
• · Familiarity with credit-rating model validation.

Process

1. 45-min initial call with Ayesha.
2. 90-min conversation with the Head of Internal Audit + the Audit Manager (Credit).
3. Technical case study (IFRS-9 staging memo).
4. On-site loop: head of risk + chief auditor + a senior auditor on the team.
5. Offer.

Consultant on the search